Improving curb appeal made appealingly easy.

Spring into action with our low home equity rates.

reduced rates

Low Rates.

reduced fees (1)

Predictable Payments.

simple - icon

Positive Experience.

No matter what you’re planning, a home equity loan or line of credit from Northwest can help—

• Home improvement projects
• Debt consolidation
• That new boat or RV
• That dreamy summer pool
• A rainy-day fund to pay for unexpected emergencies
• Fund your small business


Take advantage of new, reduced rates on fixed-rate home equity loans of $50,000 or more — rates usually reserved for loans of $100,000+!

To view current rates in your state, please click below—

NY rates for $50,000 loans
PA, OH and IN rates for $50,000 loans

Thinking bigger? We've got you covered.

NY rates for $100,000 loans
PA, OH and IN rates for $100,000 loans

We keep the loan process simple, so you can enjoy your home.

As you work to make your house feel more like home, we make the loan process feel effortless. Home loans and lines of credit from Northwest can make it happen, with low interest, predictable monthly payments and a straightforward process.

Helping bring your vision to life is just another way we’re helping increase the value of you.

Apply on your time, the way you want:

mobile phone icon (2)Call us at 1-888-884-4626.

location pinVisit your local office.

Rates and payment examples are based on loans secured by properties located in PA, OH and IN only. Rates are .25% higher for properties located in the state of NY. HOME EQUITY LINE OF CREDIT: Variable Annual Percentage Rate (APR) 1.490% introductory APR for six (6) months followed by Wall Street Journal Prime Rate minus 0.50%, currently 2.750% as of 3/29/2021. Fixed term line of at least $100,000 loan with a minimum of $100,000 in new money and $50,000 being disbursed at closing required to obtain advertised rates. Advertised rates are open-ended and variable during 10 year draw period. Draw period is followed by a 15 year repayment period with principal and interest payments at a fixed rate equal to the rate for 15 year fixed-rate equity loans in effect at the time the repayment term begins. (Currently 4.750% as of 3/29/2021 and assumes a minimum balance at time of repayment of $50,000). Minimum monthly payment quoted is based on interest-only payment. Minimum monthly payment is the greater of the interest for the statement period or $50. Maximum APR is 18.00%, minimum APR is 2.50%. Offer based on an 85% maximum loan-to-value ratio, a minimum 740 FICO® score and automatic transfer service from a Northwest checking account. Other rates and terms are available. One- or two-unit owner-occupied primary residence properties only. Not for home purchase. Valuation fee typically ranges from $67 to $650. A $25 annual fee will be charged. If you cancel the line-of-credit before three (3) years, you will be required to reimburse Northwest for all third-party origination fees, less valuation fee. Refinance of existing line of credit will include early termination fees, if applicable. An existing Northwest line of credit does not count toward new borrowing requirement to receive advertised rates. Maximum loan amount is $750,000. A title search is required on loans greater than $250,000. Title insurance required on lines greater than $500,000 Offer may be changed or withdrawn at any time. Consult a tax advisor regarding deductibility of interest and charges. Subject to credit approval. See bank for details. Only deposit products offered by Northwest Bank are Member FDIC. NMLS# 419814. Equal Housing Lender.